Ease your mind with QIC’s Car Insurance
We know that your car is one of your most valuable possessions and keeping it safe, sound and in good shape are of paramount importance. And, protecting your car by insuring it adequately and appropriately is always of much concern.
- Save time, Go Online!
From policy issuing to policy renewals, all your car insurance needs can be taken care of online. - Complete know-how of QIC panel of workshops
We have them evaluated in our unique Workshop Rating Programme so you can be sure that your car is repaired at the workshop best suited for the specific repair.
Comprehensive Car Insurance – Full Cover
Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings below.
Comprehensive Car Insurance also covers
- Fire occasioned by self-ignition or lightning
- Theft, attempted theft or burglary
- Malicious acts of others (i.e. vandalism, etc.)
Third Party Liability (TPL) Insurance
Third party liability policy is the basic coverage that is mandatory as per the UAE law and it covers death or bodily injury to any third party/person as well as property damage caused by the insured’s vehicle. The policy does not cover damage/loss to the insured vehicle.
Third Party Liability Covers
- Third Party Property Damage Limit upto AED 500,000/-
- Third Party Death/Bodily injury limit is unlimited/ as per court verdict.
Motor Cover at a Glance
SECTION - 3
Additional Benefits |
COVER | BASIC | PRESTIGE PLUS | PRESTIGE | Third Party Liability Only |
| 3.1 | Agency Repairs | NA | 2 years from the date of first registration as brand new | 2 years from the date of first registration as brand new | NA |
| 3.2 | Wind Screen Damage ExcessWaiver | AED. 5,000 | AED. 5,000 | AED. 5,000 | NA |
| 3.3 | Personal Injury | AED.20,000 | AED.20,000 | AED.20,000 | NA |
| 3.4 | Emergency medical expenses (For Own Damage) | AED.3,500 | AED.3,500 | AED.3,500 | NA |
| 3.5 | Personal Belongings | AED.5,000 | AED.5,000 | AED.5,000 | NA |
|
3.6 |
Personal Accidents Benefit for Driver (any) | AED 200,000 (Inclusive) | AED 200,000 (Inclusive) | AED 200,000(Inclusive) | AED 200,000(Inclusive) |
| Personal Accidents Benefit for Passenger (Employees of Insured only)* | AED 200,000 (Inclusive) | AED 200,000 (Inclusive) | AED 200,000(Inclusive) | AED 200,000(Inclusive) | |
| 3.7 | Off Road Cover | Yes (for 4 X 4’s) | Yes (for 4 X 4’s) | Yes (for 4 X 4’s) | NA |
| 3.8 | Courtesy Car Benefit (Applicable if stated in your schedule) | 10 days per policy year for At Fault Claims only(Additional cost: AED 160/-) | 10 days per policy year for At Fault Claims only (included) | 10 days per policy year for At Fault Claims only(included) |
NA |
| 3.9 | Roadside Assistance | Silver: Inclusive Gold: AED 35/- Platinum: AED 50/- | Platinum | Platinum | Bronze |
| 3.10 | Replacement locks | Covered | Covered | Covered | NA |
| 3.11 | Valet Parking Theft | Covered | Covered | Covered | NA |
| 3.12 | New Car replacement | NA | ***Yes / 6 months | ***Yes / 6 months | NA |
| 3.13 | Natural Perils | Covered | Covered | Covered | NA |
| 3.14 | Riot, strike and CivilCommotion | Covered | Covered | Covered | NA |
| 3.15 | Geographical Extension Cover | Oman Only towards Own damage However, orange card is inclusive & will be provided upon request | Oman Only towards Own damage However, orange card is inclusive & will be provided upon request | Oman Only towards Own damage However, orange card is inclusive & will be provided upon request |
Oman AED 150/- (Optional) |
| 3.16 | Third Party PropertyDamage Limit | AED3,500,000 | AED3,500,000 | AED3,500,000 | AED 2,000,000 |
| Third Party Bodily Injury | Unlimited | Unlimited | Unlimited | Unlimited |
Buying Or Renewing Your Car Insurance
At QIC, our customers’ convenience and the quality of services we provide are of paramount importance. We understand the hassle one goes through when visiting a branch to manage insurances or make calls for subscriptions etc. We are therefore proud to offer you www.i-insured.com, where you can manage all your personal insurances at the click of a button.
