Effective January 01 2022 our revised office working week will be from Monday to Friday : 8am to 5pm. Saturday and Sunday : Holiday

يرجى ملاحظة أنه تم تغيير مواعيد العمل لدينا بداية من تاريخ 01 يناير 2022 من الاثنين الى الجمعة من الساعة 8 صباحا حتى الساعة 5 مساءا, السبت والأحد عطلة

Car Insurance

Ease your mind with QIC’s Car Insurance

We know that your car is one of your most valuable possessions and keeping it safe, sound and in good shape are of paramount importance. And, protecting your car by insuring it adequately and appropriately is always of much concern.

  • Save time, Go Online!
    From policy issuing to policy renewals, all your car insurance needs can be taken care of online.
  • Complete know-how of QIC panel of workshops
    We have them evaluated in our unique Workshop Rating Programme so you can be sure that your car is repaired at the workshop best suited for the specific repair.
Comprehensive Car Insurance – Full Cover

Comprehensive Car Insurance – Full Cover

Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings below.

Comprehensive Car Insurance also covers

  • Fire occasioned by self-ignition or lightning
  • Theft, attempted theft or burglary
  • Malicious acts of others (i.e. vandalism, etc.)
Policy Wordings
Third Party Liability (TPL) Insurance

Third Party Liability (TPL) Insurance

Third party liability policy is the basic coverage that is mandatory as per the UAE law and it covers death or bodily injury to any third party/person as well as property damage caused by the insured’s vehicle. The policy does not cover damage/loss to the insured vehicle.

Third Party Liability Covers

  • Third Party Property Damage Limit upto AED 500,000/-
  • Third Party Death/Bodily injury limit is unlimited/ as per court verdict.
Policy Wordings

Motor Cover at a Glance

SECTION - 3
Additional Benefits
COVER BASIC PRESTIGE PLUS PRESTIGE Third Party Liability Only
3.1 Agency Repairs NA 2 years from the date of first registration as brand new 2 years from the date of first registration as brand new NA
3.2 Wind Screen Damage ExcessWaiver AED. 5,000 AED. 5,000 AED. 5,000 NA
3.3 Personal Injury AED.20,000 AED.20,000 AED.20,000 NA
3.4 Emergency medical expenses (For Own Damage) AED.3,500 AED.3,500 AED.3,500 NA
3.5 Personal Belongings AED.5,000 AED.5,000 AED.5,000 NA

3.6

Personal Accidents Benefit for Driver (any) AED 200,000 (Inclusive) AED 200,000 (Inclusive) AED 200,000(Inclusive) AED 200,000(Inclusive)
Personal Accidents Benefit for Passenger (Employees of Insured only)* AED 200,000 (Inclusive) AED 200,000 (Inclusive) AED 200,000(Inclusive) AED 200,000(Inclusive)
3.7 Off Road Cover Yes (for 4 X 4’s) Yes (for 4 X 4’s) Yes (for 4 X 4’s) NA
3.8 Courtesy Car Benefit (Applicable if stated in your schedule) 10 days per policy year for At Fault Claims only(Additional cost: AED 160/-) 10 days per policy year for At Fault Claims only (included) 10 days per policy year for At Fault Claims only(included)

NA

3.9 Roadside Assistance Silver: Inclusive Gold: AED 35/- Platinum: AED 50/- Platinum Platinum Bronze
3.10 Replacement locks Covered Covered Covered NA
3.11 Valet Parking Theft Covered Covered Covered NA
3.12 New Car replacement NA ***Yes / 6 months ***Yes / 6 months NA
3.13 Natural Perils Covered Covered Covered NA
3.14 Riot, strike and CivilCommotion Covered Covered Covered NA
3.15 Geographical Extension Cover Oman Only towards Own damage However, orange card is inclusive & will be provided upon request Oman Only towards Own damage However, orange card is inclusive & will be provided upon request Oman Only towards Own damage However, orange card is inclusive & will be provided upon request

Oman

AED 150/- (Optional)

 
3.16 Third Party PropertyDamage Limit AED3,500,000 AED3,500,000 AED3,500,000 AED 2,000,000
Third Party Bodily Injury Unlimited Unlimited Unlimited Unlimited

Buying Or Renewing Your Car Insurance

At QIC, our customers’ convenience and the quality of services we provide are of paramount importance. We understand the hassle one goes through when visiting a branch to manage insurances or make calls for subscriptions etc. We are therefore proud to offer you www.i-insured.com,  where you can manage all your personal insurances at the click of a button.