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Travel Benefits Schedule

Medical and Related Benefits

Emergency Medical Expenses (EME)                1,000,000.00                1,000,000.00                      50,000.00
– Emergency Dental Expenses included under EME Included under EME Included under EME
– Emergency Medical Evacuation included under EME Included under EME Included under EME
– Repatriation of Remains included under EME Included under EME Included under EME
– Emergency Family Travel included under EME Included under EME Included under EME
– Visit of a Close Relative included under EME Included under EME Included under EME
– Escort of Dependent child included under EME Included under EME Included under EME
Worldwide Medical Emergency Assistance included under A above Included under A above Included under A above

Travel Inconvenience Benefits

Travel Cancellation                        2,500.00                        2,500.00 NOT COVERED
– Delayed Start up(Additional Costs of the outward trip) 1,000 (included in C above) 1000 (included in C above)
– Delays on the outward trip/ Missed Departure 500 per event (included in C above) 500 per event (included in C above)
Curtailment                        2,500.00                        2,500.00
Travel Baggage (Accompanied and Unaccompanied)                        5,000.00                        5,000.00
– Baggage Delay – Delayed Collection of baggage(Expenses for puchase of necessaries) 500 (included under E above) 500 (included under E above)
– Personal Money 500 (included under E above) 500 (included under E above)
– Laptop/ Software 500 (included under E above) 500 (included under E above)
Loss of Passport/ Travel Documents                            500.00                           500.00
Overseas Legal Expenses                      10,000.00                      10,000.00
– Bail Bond 10,000 (included under G above) 10,000 (included under G above)
Travel Accident(Death and Permanent Disablement)                      50,000.00                      50,000.00
Personal Liability Insurance for Travel                1,000,000.00                1,000,000.00
Hijack   250 per day upto a limit of 1,500 250 per day upto a limit of 1,500
Sports Equipment                        1,000.00                        1,000.00

Additional Optional Coverage

Terrorism Extension Additional Premium – 20% Additional Premuim – 20% Additional Premuim – 20%
Wintersports Extension Additional Premium – 20% Additional Premuim – 20% Additional Premuim – 20%
Age Extension (71-75yrs) with Medical Certificate Additional Premium – 50% Additional Premuim – 50% Additional Premuim – 50%
Medical cover removal (Removal of Section A and B) 25% Discount on the standard premium 25% Discount on the standard premium 25% Discount on the standard premim
Children under 18 Years of age 50% Discount on the standard premium 50% Discount on the standard premium 50% Discount on the standard premium
Schengen VISA Requirements Countries Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France,Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
TRAVEL INSURANCE FLIER
Trip duration Premium in AED
No. of Days Worldwide excluding Worldwide Fly Europe
USA & Canada
1 to 5 days                        90.00                  125.00                              45.00
6 to 9 days                      125.00                  175.00                              50.00
10 to 15 days                    160.00                  225.00                              65.00
16 to 22 days                      190.00                  275.00                              85.00
23 to 31 days                      225.00                325.00                            100.00
32 to 45 days                      260.00                  375.00                            130.00
46 to 62 days                      275.00                  395.00                            165.00
63 to 90 days                      380.00                  545.00                            230.00
Annual – Multiple trips
each trip duration not
exceeding 90 days

 750.00 825.00 430.00

 

  • All premiums are upto the age of 70 years old
  • 50% premium loading for applicants aged between 71 to 75 years old – Medical Certificate needed
  • Terrorism extension 20% loading on standard premiums
  • Winter sports extension 20% loading on standard premiums
  • Children under 18 years old are charged 50% of standard premiums
  • Medical Cover Removal (Removal of Section A and B) 25% discount on the standard premiums
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