Car Insurance

Ease your mind with QIC’s Car Insurance

We know that your car is one of your most valuable possessions and keeping it safe, sound and in good shape are of paramount importance. And, protecting your car by insuring it adequately and appropriately is always of much concern.

  • Save time, Go Online!
    From policy issuing to policy renewals, all your car insurance needs can be taken care of online.
  • Complete know-how of QIC panel of workshops
    We have them evaluated in our unique Workshop Rating Programme so you can be sure that your car is repaired at the workshop best suited for the specific repair.
Comprehensive Car Insurance – Full Cover

Comprehensive Car Insurance – Full Cover

Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings below.

Comprehensive Car Insurance also covers

  • Fire occasioned by self-ignition or lightning
  • Theft, attempted theft or burglary
  • Malicious acts of others (i.e. vandalism, etc.)
Policy Wordings
Third Party Liability (TPL) Insurance

Third Party Liability (TPL) Insurance

Third party liability policy is the basic coverage that is mandatory as per the UAE law and it covers death or bodily injury to any third party/person as well as property damage caused by the insured’s vehicle. The policy does not cover damage/loss to the insured vehicle.

Third Party Liability Covers

  • Third Party Property Damage Limit upto AED 500,000/-
  • Third Party Death/Bodily injury limit is unlimited/ as per court verdict.
Policy Wordings

Motor Cover at a Glance

Section

Cover

Products

PREMIUM

PRESTIGE

PLATINUM

Section 1 Loss of Damage to your Car Covered Covered Covered
Fire and Theft Cover Covered Covered Covered
Section 2 Third Party Liability Covered Covered Covered
Third Party Property Damage AED1,000,000 AED3,500,000 AED5,000,000
Section 3 Agency Repairs 1 Year from

date of first

registration as

brand new

2 Year from

date of first

registration as

brand new

3 Year from

date of first

registration as

brand new

Section 4 Wind Screen Damage Excess Waiver Not Covered Upto AED3000 Full Waiver
Section 5 Personal Injury Not Covered AED20,000 AED20,000
Section 6 Emergency Medical Expenses AED3500 AED3500 AED7000
Section 7 Personal Belongings Not Covered AED5000 AED5000
Section 8 Geographical Extension Cover UAE only UAE only UAE only
Section 9 Personal Accidents Benefits for Driver AED 200,000

(Optional)

AED 200,000

(Optional)

AED 200,000

 

Personal Accidents Benefits for Passenger AED 200,000

(Optional)

AED 200,000

(Optional)

AED 200,000

 

Section 10 Off Road Cover Not Covered Covered Covered
Section 11 Courtesy Car Benefit(applicable if stated in your schedule) 10 days during a policy year

(optional)

10 days during a policy year(optional) 10 days during a policy year (optional)
Section 12 Roadside Assistance Silver Silver Gold
Section 13 Replacement locks Not Covered Covered Covered
Section 14 Valet Parking Theft Not Covered Covered Covered
Section 15 New Car replacement
(Brand new vehicles only)
Not Covered Covered for 6 months Covered for 6 months
Section 16 Storm, Flood Covered Covered Covered
Section 17 Riot, strike and Civil Commotion Covered Covered Covered

Get a quote today and get 10% discount on your car insurance.

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Buying Or Renewing Your Car Insurance

At QIC, our customers’ convenience and the quality of services we provide are of paramount importance. We understand the hassle one goes through when visiting a branch to manage insurances or make calls for subscriptions etc. We are therefore proud to offer you www.qic-insured.com,  where you can manage all your personal insurances at the click of a button.